Calculate the Bradford Factor score (S² × D) and identify the absence risk band for an employee over a 52-week period.
The Bradford Factor is S² × D — absence spells squared times total days absent — which deliberately penalises frequent short absences (many employers review at 51+ and act formally around 201+).
Calculate full employer cost including NI and pension
Employer Cost Calculator →| Spells (S) | Days (D) | Score | Band |
|---|---|---|---|
| 3 | 3 | 27 | Low |
| 4 | 6 | 96 | Medium |
| 5 | 10 | 250 | High |
| 6 | 8 | 288 | High |
| 7 | 7 | 343 | High |
| 8 | 5 | 320 | High |
Figures reviewed for the 2026/27 tax year (last updated July 2026). Source: GOV.UK.
Written and reviewed by James Whitfield and the editorial team.
Every figure is checked against current HMRC and GOV.UK guidance and reviewed for the 2026/27 tax year. We explain the numbers in plain English with worked examples. Editorial standards · About us