Free saving check · 2026/27

Could this hire cost you less?

Five quick questions. You'll see your potential saving straight away, for free.

Employers pay no NI on most of the salary of under-21s and apprentices under 25.

This affects whether you can claim the Employment Allowance.

More details (optional): hours, pension, director, veteran, Freeport, public sector

Used to check any salary sacrifice stays above the National Minimum Wage.

Lets the report show the saving left in this tax year as well as the annual figure.

Relief runs for 12 months from this date and does not restart when the employer changes.

By continuing you confirm these details are genuine. Estimates only: confirm material decisions with your payroll provider, HMRC guidance or an adviser.

Written and reviewed by James Whitfield and the editorial team.

Every figure is checked against current HMRC and GOV.UK guidance and reviewed for the 2026/27 tax year. We explain the numbers in plain English with worked examples. Editorial standards · About us