Cost of employing

Cost of employing someone in the UK by salary (2026/27)

This page is for people searching cost of employing someone or how much does it cost to employ someone in the UK. Pick a salary to see the baseline employer cost with employer NI and minimum pension, then move to the full employer cost calculator if you need overheads or Employment Allowance.

Quick answers — employer cost in 2026/27
£25,000 salary: ~£28,563/yr total employer cost
£30,000 salary: ~£34,464/yr total employer cost
£35,000 salary: ~£39,501/yr total employer cost
£40,000 salary: ~£45,063/yr total employer cost
£50,000 salary: ~£58,063/yr total employer cost
£75,000 salary: ~£87,063/yr total employer cost

Formula: salary + (salary − £5,000) × 15% NI + (qualifying earnings) × 3% pension. No overheads or Employment Allowance applied above.

Employer cost quick reference (2026/27)

Salary Employer NI Pension (3%) Total cost % above salary
£20,000 £2,250 £413 £22,663 +13.3%
£25,000 £3,000 £563 £28,563 +14.3%
£30,000 £3,750 £713 £34,463 +14.9%
£35,000 £4,500 £863 £40,363 +15.3%
£40,000 £5,250 £1,013 £46,263 +15.7%
£50,000 £6,750 £1,313 £58,063 +16.1%
£60,000 £8,250 £1,321 £69,571 +16.0%
£75,000 £10,500 £1,321 £86,821 +15.8%
£100,000 £14,250 £1,321 £115,571 +15.6%

Employer NI: 15% above £5,000. Pension: 3% of qualifying earnings (£6,240–£50,270). No Employment Allowance applied.

Worked example: the true cost of a £30,000 employee

A £30,000 salary costs considerably more than £30,000 to a UK employer in 2026/27.

Cost component Annual Monthly
Gross salary £30,000 £2,500
Employer NI (15% × £25,000) £3,750 £313
Pension (3% × £23,760 qualifying) £713 £59
Total employer cost £34,463 £2,872

NI: 15% above £5,000 threshold (£30,000 − £5,000 = £25,000 × 15%). Pension: qualifying earnings £6,240–£30,000 = £23,760 × 3%. No Employment Allowance or overheads.

How it works

1. Choose salary

Open a salary page to get baseline statutory employer cost.

2. Review NI + pension

Check each component separately before looking at the all-in total.

3. Move to full calculator

Add overheads and allowance to convert baseline into hiring budget reality.

£15,000 £20,000 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £60,000 £75,000 £100,000

Need a salary not listed? Use the full employer cost calculator for any amount. Want NI only? Go to employer NI by salary. Planning a whole team? Use the payroll planner.

Choose the right page for the job

Cost of employing by salary

Best if you want a fast answer for a specific salary such as £30,000, £35,000 or £50,000.

Full employer cost calculator

Best if you need custom pension, overheads, hourly pay or Employment Allowance assumptions.

Employer NI by salary

Best if your query is specifically about employer NI rather than total salary cost to employer.

Hiring cost playbook for 2026/27 budgets

For ranking pages to be useful, they need to answer the decision question, not just the formula. Use this framework when reviewing offers or headcount requests: baseline statutory cost first, then realistic overhead assumptions, then allowance eligibility.

Step 1: Statutory floor

Calculate salary + employer NI + minimum pension. This is the minimum compliant recurring cost before local policy or benefits.

Step 2: Operational reality

Layer software, equipment, training and workspace. This is where “£35k salary” often becomes £43k+ total employer spend.

Step 3: NI rise impact

Compare against 2024/25 assumptions to quantify budget drift caused by the April 2025 NI rate and threshold changes.

Step 4: Allowance check

Apply Employment Allowance where eligible. For smaller employers this can materially reduce the net NI increase.

How it works

What goes into the true cost of employing someone

The formula

Total employer cost = salary + employer NI + employer pension. Employer NI is 15% of earnings above the £5,000 secondary threshold. Employer pension is 3% of qualifying earnings between £6,240 and £50,270 under auto-enrolment rules. No upper earnings limit applies to employer NI.

What changed in April 2025

The employer NI rate rose from 13.8% to 15% and the secondary threshold dropped from £9,100 to £5,000 — adding up to £1,500 per employee per year for many employers. Employment Allowance rose from £5,000 to £10,500 (with the £100,000 eligibility cap removed) to partially offset costs for eligible small employers.

Employment Allowance

Eligible employers can claim up to £10,500 off their employer NI bill per year (2026/27). Most limited companies with at least one employee who is not a sole director qualify. This effectively reduces employer NI to zero for smaller employers up to a certain payroll size.

Other employer costs

Beyond NI and pension, real employer costs include recruitment (typically £2,000–£5,000 per hire), training, equipment, workspace, and benefits such as health insurance or enhanced pension. The full calculator focuses on the statutory minimums — the guaranteed floor of what each employee costs.

FAQ

Cost of employing someone — frequently asked questions

How much does employer NI cost for common UK salaries? +

Employer NI in 2026/27 is 15% on earnings above £5,000. Key figures: £25k salary = £3,000/yr NI · £30k = £3,750/yr · £40k = £5,250/yr · £50k = £6,750/yr · £75k = £10,500/yr. Click any salary below for the full breakdown.

What is the total cost of employing someone in the UK? +

Total employer cost = salary + employer NI (15% above £5,000) + employer pension (3% minimum on qualifying earnings). At £30,000, total cost is around £34,464/year. At £50,000, around £58,063/year. The exact figures depend on pension rate and whether Employment Allowance applies.

Is there a quick way to check total salary cost to employer? +

Use the formula: (salary − £5,000) × 0.15 for NI, plus 3% of qualifying earnings (between £6,240 and £50,270) for pension, then add to salary. Or select a salary from the table below for an instant, verified breakdown.

Related tools and guides

Want the employee's take-home view? AfterTaxSalary.co.uk calculates net pay after income tax and employee NI for any UK salary.